Tailored Financial & Property Solutions Across the UK

Welcoming Hitel Financial Ltd to the HUNBIZ Network: Whole-of-Market Mortgage, Protection, and Estate Planning Advice

At HUNBIZ, our mission is to build a strong, collaborative business community by connecting our members with expert partners who deliver genuine value and trusted advice. Today, we are delighted to welcome Hitel Financial Ltd to the HUNBIZ family!

Based in Sheffield and led by Senior Adviser Petra Toth, Hitel Financial Ltd is an independent, whole-of-market brokerage providing bespoke mortgage, insurance, and estate planning advice to clients across the United Kingdom.

Tailored Financial & Property Solutions Across the UK

Originally established in 2014, Hitel Financial brings over a decade of industry experience to our network. Whether you are buying your first home, expanding an investment portfolio, or securing your family’s financial future, Petra and her team deliver end-to-end guidance tailored to your specific needs.

Their core services include:

Residential Purchases & First-Time Buyers: Navigating the property buying process smoothly with step-by-step guidance.
Remortgaging & Refinancing: Securing competitive market rates and optimizing existing loan structures.
Personal & Family Protection: Tailored life insurance, critical illness cover, and income protection policies.
Estate Planning: Ensuring long-term wealth preservation and peace of mind.

Specialist Expertise: Commercial Finance & Complex Lending

Beyond traditional home loans, Hitel Financial holds specialist expertise in complex and commercial property financing. They regularly assist investors, property developers, and business owners with:

Complex Buy-to-Let Structures: Houses in Multiple Occupation (HMOs), Limited Company SPVs, and expat property portfolios.
Commercial Financing & Bridging Loans: Flexible short-term and long-term funding for business growth and acquisitions.
Development Funding: Capital solutions for real estate development and refurbishment projects.

Supporting European Buyers in the UK Property Market

Navigating the UK real estate and mortgage system can be complex, especially for international buyers. Hitel Financial takes particular pride in its dedicated focus on supporting European buyers, helping them understand the nuances of UK lending criteria, legal frameworks, and deposit requirements.

To make the process as seamless as possible, every client is backed by a dedicated hands-on case management team. From initial inquiry to final completion, their team handles all direct communications with lenders, solicitors, and surveyors—taking the hassle out of your paperwork.

Expert Financial Services with Hitel Financial Ltd

Whether you are looking to secure a residential mortgage, refinance a commercial project, or protect your family’s financial future, Petra Toth and the team at Hitel Financial are ready to assist.