At Hitel Financial, we are an independent, whole-of-market brokerage based in Sheffield, delivering mortgage, protection, and estate planning advice to clients across the UK. Originally established in 2014 and led by Senior Adviser Petra Toth, our firm provides end-to-end guidance for residential home purchases, first-time buyers, remortgages, and personal insurance solutions including life, critical illness, and income protection. Beyond standard lending, we hold specialist expertise in complex commercial financing, bridging loans, development funding, and intricate buy-to-let arrangements such as HMOs, limited company SPVs, and expat property portfolios. We take particular pride in our dedicated focus on supporting European buyers navigating the nuances of the UK real estate market, backing every transaction with a dedicated hands-on case management team that handles all lender communications and paperwork directly through to completion.